5 keys Tips To Improve Your Credit Score

CREDIT SCORE

Timely payments for bills, loans, and credit cards significantly impact your credit score positively

Pay Bills on Time

Regularly review your credit reports to catch errors or discrepancies that could affect your score

Monitor Credit Report

Maintain a low credit utilization ratio by not maxing out your credit cards; aim for below 30%

Keep Credit Card Balances Low

Repeatedly applying for new credit can signal financial instability and impact your score negatively.

Limit New Credit Applications

Having a variety of credit types—such as mortgage, credit cards, and loans—can positively influence your credit score.

Maintain a Diverse Credit Mix